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Cindy's avatar

If I make between $125-140k, how do I determine the exact Roth IRA contribution limit so I don't over contribute for that tax year? Great article!

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RetireByInvesting's avatar

Great question! Check out the worksheet published by the IRS. You can find it under IRS Publication 590-A. https://www.irs.gov/pub/irs-pdf/p590a.pdf (Look for Ch. 2 page 42). When your MAGI falls between 125k-140k your contribution limits for Roth Gets phased out (decreases).

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